Helping you Understand Medicare Prescription Coverage

Hi this is Anthoney Diaz wtih Rosa’s Chante Adult Care Living. I get asked these questions a lot about medicare prescriptions, so let me see if I can clear the air for you today.

Medicare Part D seems to be good. Way over half the physicians that have been surveyed said they think the program will result in improved quality of care. Still, many of those same professionals said the program is difficult to understand and can be confusing for patients. Doctors and pharmacists report that 95 percent of their senior patients have difficulty understanding the Medicare Part D program and over 50 percent of patients have trouble understanding how much their drugs will cost. If you’re confused about your coverage-or simply want to understand it better-the following tips may help.

 First-Talk To Your Doctor
More than 41 million seniors eligible for Medicare Part D may turn to their physicians for answers. One of the most frequently asked questions has to do with what medications are covered under each option. Most doctors can now answer questions on the spot, using mobile devices or by logging on to the Internet.

A majority of doctors are using free software applications for reference to quickly determine which drugs are covered by a specific health plan and whether there’s a generic or cheaper drug available. The software can also help doctors identify any potential drug interactions. That is important, considering that the average 75-year-old regularly takes five prescription drugs and uses several over-the-counter medications, according to a report by Alliance for Aging Research report.

Check the Web
There are a number of government Web sites available to help people sort through the more than 400 Medicare Part D prescription plans. Try checking a site such as http://www.medicare.gov or www. epocrates.com for some information about your program. Before logging on, make a list of the medications you are taking and any conditions you may have. That can make it easier to see which plan best fits your needs.

Talk to Friends and Family
In addition to checking Web sites, it’s important to talk to others about their experiences with a Medicare Part D plan. Ask your friends and family about what plan they selected, how they feel about it and what they learned. In addition, don’t hesitate to check with your pharmacist or doctor’s office staff. Your physicians may be able to help you better understand your Medicare Part D program.

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